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Many people ask me this question, as they see and hear all about the economy being in such a poor condition.

And it’s time for you to settle this once and for all.

So let’s get to it.

It’s a three step process.

Firstly, what is your current rate?

Secondly, what is the going rate? Click here to see it.

Finally, take the difference between the two.

As long as there is a positive difference of at least two percent, than it can be a really good time for you to make the switch.

Loads of people do this in order to reduce their monthly payments.

Only you can answer the original question. Can you benefit from the refinance?